YOUR VISION, OUR EXPERTISE
learn more about the services we can provide, including Insurance Mediation, Compliance support, Energy Procuration, Claims Management, Training and Development, state of the art market leading applications. If you would like to learn more click below.
SERVICES
SGA was the perfect solution for our business. It really saved me time and effort. We managed to have a business audit and was able to make our business more efficient.
life insurance
Life insurance is a financial product designed to provide financial protection for your loved ones in the event of your death. In the UK market, there are various types of life insurance policies available, such as term life insurance, whole life insurance, and critical illness cover.
Term life insurance provides coverage for a set period of time and pays out a lump sum to your beneficiaries if you pass away during the term. Whole life insurance, on the other hand, provides coverage for your entire life and can also include a savings or investment element. Critical illness cover pays out a lump sum if you are diagnosed with a specified critical illness.
When you apply for life insurance, you will need to answer questions about your health and lifestyle to determine the level of risk you pose to the insurer. The amount you pay for your life insurance premiums will depend on factors such as your age, health, and the level of coverage you require.
Overall, life insurance can offer peace of mind by providing financial security for your loved ones if the worst should happen.
criticall illness
critical illness, covers you for what it says. If you are diagnosed with a critical illness you will receive a pay-out such as heart attack, cancer, stroke plus many more. These policies always have an end date, normally reaching maximum age of 70. Each provider has its own criteria and your designated broker will give you the options for you to decide what is best for you based on your circumstances.
income protection
Income protection covers up to 70% of your personal income weather you are salary employed or self-employed If you are off work due to a sickness, illness or injury.
mortgages
we offer a first time buyers, Remortgage, Moving home and buy to let
mortgage protection
this is a protection policy to cover your mortgage value, this normally decreases in line with your mortgage payments meaning you will always be protected for the value.
Multi protect
Multi protect covers you whilst you are alive for accidents such as broken bones (major and minor), blindness, loss of hands or feet, deafness plus many more. It also covers you for UK hospital stays over 24 hours.
over 50's
one of the populist life insurance In the UK, covers you from the age 50 for the rest of your life. This plan does not require a health application, only question that is needed is your smoking status
want to work with us
SGA Consultancy pride ourselves in our extensive knowledge of the protection industry, energy, insurance and dealing with claims management. We are always willing to work with new appointed representatives, along with careers in our own offices. If you would like to know more about a career in the financial services industry please contact us.